CardinalCommerce enables authenticated payment transactions in the electronic commerce and remote commerce markets, including the Internet, mobile, automobile, television, ecoupons, and loyalty card distribution channels. CardinalCommerce's SaaS software platforms for merchants, banks, processors and transaction supply chain providers create friction-free interoperability among otherwise disparate and incompatible operating systems and enable technology-neutral authentication across a wide range of applications. The Company's solutions easily facilitate the addition of new technology for remote distribution channels through a single connection, and allow merchants to securely accept payments from the entire financial transaction ecosystem, from traditional credit and debit card brands like MasterCard and Visa, to established and emerging alternative payment brands like PayPal, Green Dot, and AliPay. In acommodating nearly all of the growing number of payment brands and methods, as well as technology and authentication approaches within legacy infrastructure, CardinalCommerce's products and services serve as universal switches, supporting virtually all merchant platforms, processing systems and authentication methods.