GoRion, previously known as Litigation Guard, provides a solution for lenders facing challenges to non-QM lending due to the legal risks posed by the "Ability-To-Repay" Rules. The company's technology eliminates lenders' legal risks in making non-QM loans by allowing lenders to establish that they had a good faith belief in the borrowers' ability to repay their loans. The system provides a consistent and well-documented process for non-QM lending. At the end of the process, the lender receives an opinion letter from Litigation Guard, an independent third party, stating whether the borrower had the ability to repay.