PayJaldi is a solution that helps millions of SME businesses to collect payments from their customers while providing services or selling goods. PayJaldi helps customers make quickpayments with a few touches on their smart phones. Customers can make payments from their mobile using various types of payment options including credit cards, debit cards, cash cards, net banking and mobile wallets. Customers do not need to download any application. By clicking on a smart link embedded SMS message, customers can review the invoice and complete the payment.